Faq

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I have some personal belongings in storage and away from my residence, is that covered too?

Personal property located somewhere other than the ‘residence premise’ may be covered at 10% of the limit of liability or $1,000, whichever is greater.

Is water damage and flooding covered by Renters Insurance?

These are 2 different perils. Damage caused by a leak or overflow originating from inside of the property (water damage) may be covered. Damage caused by water entering the property from outside due to a rise in water (flood), is not a covered peril and requires a separate policy.

Are the belongings that I take with me on vacation covered too?

Coverage is available for personal property owned or used by you while it is anywhere in the world.

How much of my personal property and liability coverage is my Landlord’s responsibility?

None.

Will I be protected if my dog bites someone?

There is coverage to protect you against a claim or lawsuit however, exclusions are prevalent for certain breeds.