Flood Insurance

Flood Insurance: Specialized knowledge makes a difference.

Ask our experts to explain your options before you buy flood insurance. The Flood Insurance Act of 1994 states “a loan cannot be made on a property or a mobile home located in a Special Flood Hazard Area (SFHA) unless it is covered for the term of the loan by flood insurance, and insurance coverage must be at least equal to the outstanding principal balance of the mortgage, insurable value, or the maximum limit of the National Flood Insurance Program (NFIP) policies, whichever is less.

Arcana’s flood program provides coverage for direct physical loss by or from the peril of flood

Program highlights include:

Policy Coverage – Provisions follow the NFIP standard policy language
Coverage Limits – Residential $250,000
Flood Zones – Coverage is available in all zones
Non-Participating Communities – Coverage provisions are the same as the NFIP standard policy
Excess Flood limits also available

* "All Risk" Coverage is subject to limitations and/or exclusions as set forth in the policy form.